ZIP 12865 Property Distress & Foreclosure Data

In Washington County, New York, ZIP 12865 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100). Its standout signals are construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (9/100) stay muted. Structural risk reads 49/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 11.2% over the trailing year, and 25% higher over three years, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $192,900 here, or 2.4 times local income. The tenure split is 82% owner-occupied to 18% rented. There are about 1,780 housing units across 12865. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $70,868 — near the roughly $78,000 national figure. Rent burden reaches 29% of tenant households. Roughly 14.4% live below the poverty line. On demographic stress specifically, 12865 scores 26/100. 3,353 residents call 12865 home, typically aged 47. About 28% have a four-year degree.

Taken together, 12865 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.