ZIP 12828 Foreclosure, Tax-Lien & Distress Report
Washington County, New York · Distress market
In Washington County, New York, ZIP 12828 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. The pressure is most legible in construction/permit lag (59/100), structural risk (46/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Structural risk reads 46/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (63/100), flood (NFIP) exposure (63/100).
The market reads expansion — home values rose 8.5% year on year, and 23% higher over three years, at 52/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $77,776, near the U.S. median near $78,000. Around 29% of renters are cost-burdened. Roughly 9.2% live below the poverty line. There are about 3,827 housing units across 12828. The vacancy rate is 5.8%. Population is roughly 9,775 with a median age of 45. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. Educational attainment sits at 19% bachelor's-or-above. A median home runs $226,900 here, or 2.8 times local income.
Overall, 12828 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 12828 at the moment; the composite and its components are still built from verifiable records.
The 12828 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 12828 stays directly comparable to neighboring ZIPs and the rest of Washington County, New York. The score is rebuilt from public data as it updates, so 12828 reflects the current record instead of a stale or modeled snapshot.
12828's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 12828 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 12828
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 12828 distress snapshot
Current distress, phase, housing and lender-pressure figures for 12828, drawn from the same report attached to each property.
Neighbouring ZIPs in Washington County
Nearest ZIP codes to 12828
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Washington County, New York — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 12828
The full 12828 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology