ZIP 12828 Property Distress & Foreclosure Data

ZIP code 12828 in Washington County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (73/100), structural risk (50/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). On the structural side it scores 50/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (66/100), climate & FEMA risk (63/100)).

The expansion-phase market in 12828 posted values that rose 9.7% over the year, and 23% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $77,776, near the U.S. median near $78,000. Around 29% of renters are cost-burdened. 9.2% of residents fall below the poverty threshold. The ZIP holds roughly 3,827 housing units. The vacancy rate is 5.8%. Population is roughly 9,775 with a median age of 45. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 19% bachelor's-or-above. Home values center near $226,900, an affordability ratio of 2.8× — accessible.

On balance 12828 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.