ZIP 12827 Property Distress & Foreclosure Data

Washington County, New York's ZIP 12827 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 49 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 11.2% year on year, and 20% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. 84% of housing is owner-occupied. At $81,607, median income runs near typical U.S. levels. The typical home is worth about $218,000 (2.5× income, relatively affordable). The poverty rate is 5.9% — low. There are about 1,762 housing units across 12827. Rent burden reaches 50% of tenant households. About 3,935 people live here, median age 41. Around 18% of adults hold a bachelor's degree or higher.

Net-net, 12827 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.