ZIP 12827 Foreclosure, Tax-Lien & Distress Report
Washington County, New York · High Vacancy market
ZIP code 12827 in Washington County, New York carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 37/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Property-level stress concentrates in structural risk (37/100), construction/permit lag (28/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (9/100) stay muted.
The expansion-phase market in 12827 posted values that rose 9.1% over the year, and 20% higher over three years, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. 84% of housing is owner-occupied. Households earn a median $81,607 — near the roughly $78,000 national figure. A median home runs $218,000 here, or 2.5 times local income. The poverty rate is 5.9% — low. There are about 1,762 housing units across 12827. Around 50% of renters are cost-burdened. About 3,935 people live here, median age 41. Educational attainment sits at 18% bachelor's-or-above.
Taken together, 12827 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12827 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 12827 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 12827 stays directly comparable to neighboring ZIPs and the rest of Washington County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 12827 shows blanks, not estimates, wherever the record is sparse.
The 16/100 figure for 12827 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 12827 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 12827 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 12827 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Open the complete 12827 acquisition file
See who owns each distressed property in 12827, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology