ZIP 12844 Foreclosure, Tax-Lien & Distress Report
Washington County, New York · High Vacancy market
DLRadar grades ZIP 12844 (Washington County, New York) at a minimal 14/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (63/100). Structural exposure scores 31 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (31/100), construction/permit lag (30/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (7/100).
The market reads expansion — home values rose 9.1% year on year, at 56/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Educational attainment sits at 64% bachelor's-or-above. Around 100% of renters are cost-burdened. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 77.0% — elevated. At $181,696, median income runs above typical U.S. levels. Home values center near $1,142,000, an affordability ratio of 5.7×. DLRadar's demographic-stress index for the area reads 45/100. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 347 housing units. 207 residents call 12844 home, typically aged 69.
Net-net, 12844 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 12844's 14/100 can be lined up against any neighbor in Washington County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12844, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 14/100 figure for 12844 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 12844 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 12844
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 12844 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12844, drawn from the same report attached to each property.
Washington County ZIPs near 12844
Nearest ZIP codes to 12844
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Washington County, New York
Other reports tied to Washington County, New York — ZIP, county and statewide.
See every distressed parcel in 12844
Pull every distressed parcel in 12844 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology