ZIP 12844 Foreclosure, Tax-Lien & Distress Report
Washington County, New York · High Vacancy market
DLRadar grades ZIP 12844 (Washington County, New York) at a minimal 14/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (63/100). Structural exposure scores 31 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (31/100), construction/permit lag (29/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (7/100).
The market reads expansion — home values rose 9.1% year on year, at 56/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Educational attainment sits at 64% bachelor's-or-above. Around 100% of renters are cost-burdened. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 77.0% — elevated. At $181,696, median income runs above typical U.S. levels. Home values center near $1,142,000, an affordability ratio of 5.7×. DLRadar's demographic-stress index for the area reads 45/100. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 347 housing units. 207 residents call 12844 home, typically aged 69.
Net-net, 12844 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 12844's 14/100 can be lined up against any neighbor in Washington County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12844, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 14/100 figure for 12844 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 12844 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 12844
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 12844 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12844, drawn from the same report attached to each property.
Washington County ZIPs near 12844
Related reports across Washington County, New York
Other reports tied to Washington County, New York — ZIP, county and statewide.
See every distressed parcel in 12844
Pull every distressed parcel in 12844 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology