ZIP 12819 Property Distress & Foreclosure Data

ZIP code 12819 in Washington County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (67/100)). The latent-versus-live split is 49/100 structural and 3/100 already moving.

The expansion-phase market in 12819 posted values that rose 11.2% over the year (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 10% bachelor's-or-above. Around 18% of renters are cost-burdened. 5.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $62,059, below the U.S. median near $78,000. Home values center near $153,800, an affordability ratio of 2.4× — accessible. Population is roughly 292 with a median age of 56. Owners hold 77% of homes, renters 23%. The vacancy rate is 41.4% — elevated. The ZIP holds roughly 218 housing units.

On the whole, 12819 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
49/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 12819

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Washington County

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Deterministic. Every signal traces to a public dataset · methodology