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ZIP 12819 Foreclosure, Tax-Lien & Distress Report

Washington County, New York · High Vacancy market

Scored purely from public records, 12819 (Washington County, New York) returns a low composite of 16/100. Leading the profile are structural risk (37/100), construction/permit lag (28/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100)). The split runs 37/100 structural to 3/100 active on the ground.

The expansion-phase market in 12819 posted values that rose 9.1% over the year (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 10% bachelor's-or-above. Rent burden reaches 18% of tenant households. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 27/100. At $62,059, median income runs below typical U.S. levels. The typical home is worth about $153,800 (2.4× income, relatively affordable). 292 residents call 12819 home, typically aged 56. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 41.4% — elevated. There are about 218 housing units across 12819.

Net-net, 12819 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12819 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 12819 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Washington County, New York and the nation. 12819 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

12819's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 12819 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
37/100
Structural risk
3/100
Distress activity

What is driving ZIP 12819’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk58
9 further distress layers are graded for 12819

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 12819 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 12819, drawn from the same report attached to each property.

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Washington County ZIPs near 12819

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