ZIP 12874 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12874 (Warren County, New York) at a minimal 11/100 for overall property distress. Structural exposure scores 23 and live distress 0 on the 0–100 scale. Leading the profile are structural risk (23/100), construction/permit lag (13/100), institutional ownership (3/100). By contrast, construction/permit lag (13/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100).

The market reads expansion — home values rose 9.1% year on year (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 154 with a median age of 63. There are about 430 housing units across 12874. 14.9% of residents fall below the poverty threshold. The vacancy rate is 77.3% — elevated. About 77% have a four-year degree. The demographic-stress sub-score lands at 45/100. 77% of housing is owner-occupied. Around 0% of renters are cost-burdened.

Taken together, 12874 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12874 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 12874's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12874 reflects the current record instead of a stale or modeled snapshot.

The 11/100 for 12874 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 12874 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.