ZIP 12811 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12811 (Warren County, New York) at a minimal 13/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (65/100)). The latent-versus-live split is 28/100 structural and 2/100 already moving. Its heaviest discrete signals: construction/permit lag (32/100), structural risk (28/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The expansion-phase market in 12811 posted values that rose 9.1% over the year (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $311,100. The tenure split is 100% owner-occupied to 0% rented. 177 residents call 12811 home, typically aged 44. Around 11% of adults hold a bachelor's degree or higher. On demographic stress specifically, 12811 scores 26/100. There are about 113 housing units across 12811. The vacancy rate is 33.7% — elevated. 6.8% of residents fall below the poverty threshold.

Taken together, 12811 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12811 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 12811 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 12811, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12811's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 12811 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.