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ZIP 12811 Foreclosure, Tax-Lien & Distress Report

Warren County, New York · High Vacancy market

DLRadar grades ZIP 12811 (Warren County, New York) at a minimal 11/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (65/100)). The latent-versus-live split is 23/100 structural and 2/100 already moving. Its heaviest discrete signals: structural risk (23/100), construction/permit lag (13/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The expansion-phase market in 12811 posted values that rose 9.1% over the year (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $311,100. The tenure split is 100% owner-occupied to 0% rented. 177 residents call 12811 home, typically aged 44. Around 11% of adults hold a bachelor's degree or higher. On demographic stress specifically, 12811 scores 60/100. There are about 113 housing units across 12811. The vacancy rate is 33.7% — elevated. 6.8% of residents fall below the poverty threshold.

Taken together, 12811 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12811 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 12811 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 12811, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12811's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 12811 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

11/100
Composite stress
23/100
Structural risk
2/100
Distress activity

What is driving ZIP 12811’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk65
Another 9 scored dimensions sit behind 12811

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

12811 at a glance

A live read on 12811: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Other Warren County ZIP codes

Nearest ZIP codes to 12811

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 12811

Related ZIP, county and statewide reads linked to Warren County, New York.

Unlock the full ZIP 12811 acquisition report

Get every distressed property in 12811 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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