ZIP 12190 Property Distress & Foreclosure Data

DLRadar grades ZIP 12190 (Hamilton County, New York) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (65/100), institutional ownership (39/100), structural risk (37/100). structural risk (37/100) and mortgage stress (28/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). The latent-versus-live split is 37/100 structural and 8/100 already moving.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $268,600 here, or 4.6 times local income. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 68.0% — elevated. Around 0% of renters are cost-burdened. Households earn a median $55,568 — below the roughly $78,000 national figure. The ZIP holds roughly 785 housing units. About 16% have a four-year degree. On demographic stress specifically, 12190 scores 32/100. 683 residents call 12190 home, typically aged 55. The tenure split is 84% owner-occupied to 16% rented.

Taken together, 12190 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.