ZIP 12032 Property Distress & Foreclosure Data
DLRadar grades ZIP 12032 (Hamilton County, New York) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (69/100), structural risk (41/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (16/100) register low. Structural risk reads 41/100 against active distress of 5/100.
The market reads expansion — home values rose 6.4% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $182,300 (3.0× income, relatively affordable). 91% of housing is owner-occupied. About 710 people live here, median age 52. There are about 1,343 housing units across 12032. The demographic-stress sub-score lands at 29/100. Rent burden reaches 13% of tenant households. Vacancy runs 72.8%, above the national norm and a classic distress-and-opportunity signal. Around 18% of adults hold a bachelor's degree or higher. The poverty rate is 7.9%. At $54,375, median income runs below typical U.S. levels.
Net-net, 12032 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12032
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Hamilton County
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Deterministic. Every signal traces to a public dataset · methodology