ZIP 12812 Property Distress & Foreclosure Data

Composite property distress in 12812 (Hamilton County, New York) lands at 17/100 — low on DLRadar's public-record scoring. Structural exposure scores 37 and live distress 8 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (65/100), institutional ownership (39/100), structural risk (37/100). By contrast, structural risk (37/100) and mortgage stress (28/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $170,156, median income runs above typical U.S. levels. About 265 people live here, median age 67. The demographic-stress sub-score lands at 27/100. Around 26% of adults hold a bachelor's degree or higher. 100% of housing is owner-occupied. There are about 286 housing units across 12812. Vacancy runs 66.0%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $412,200 (2.3× income, relatively affordable). The poverty rate is 4.5% — low.

Net-net, 12812 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.