ZIP 12139 Property Distress & Foreclosure Data

ZIP code 12139 in Hamilton County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). What sets it apart are the readings on construction/permit lag (65/100), institutional ownership (39/100), structural risk (37/100). structural risk (37/100) and mortgage stress (28/100) stay muted. Structural risk reads 37/100 against active distress of 8/100.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 646 housing units across 12139. Households earn a median $91,250 — above the roughly $78,000 national figure. 243 residents call 12139 home, typically aged 59. On demographic stress specifically, 12139 scores 38/100. A median home runs $260,300 here, or 3.0 times local income. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 84% owner-occupied to 16% rented. About 37% have a four-year degree. Vacancy runs 82.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 80% of tenant households.

Taken together, 12139 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.