ZIP 12139 Foreclosure, Tax-Lien & Distress Report
Hamilton County, New York · High Vacancy market
Scored purely from public records, 12139 (Hamilton County, New York) returns a low composite of 15/100. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The pressure is most legible in construction/permit lag (54/100), institutional ownership (34/100), structural risk (34/100). structural risk (34/100) and mortgage stress (28/100) stay muted. Latent structural risk is 34/100 while live distress already moving reads 8/100.
The expansion-phase market in 12139 posted values that rose 6.0% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
There are about 646 housing units across 12139. Households earn a median $91,250 — above the roughly $78,000 national figure. Population is roughly 243 with a median age of 59. DLRadar's demographic-stress index for the area reads 38/100. A median home runs $260,300 here, or 3.0 times local income. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 84% owner-occupied to 16% rented. About 37% have a four-year degree. Vacancy runs 82.3%, above the national norm and a classic distress-and-opportunity signal. Around 80% of renters are cost-burdened.
Taken together, 12139 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 12139 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 12139 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. 12139 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 15/100 for 12139 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 12139 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 12139
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 12139 distress snapshot
The live 12139 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Hamilton County ZIPs near 12139
More distress data near 12139
Other reports tied to Hamilton County, New York — ZIP, county and statewide.
See every distressed parcel in 12139
The full 12139 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology