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ZIP 12139 Foreclosure, Tax-Lien & Distress Report

Hamilton County, New York · High Vacancy market

Scored on a fixed 0-100 scale, 12139 (Hamilton County, New York) returns a minimal composite of 14/100. The pressure is most legible in construction/permit lag (46/100), institutional ownership (36/100), structural risk (31/100). structural risk (31/100) and mortgage stress (28/100) stay muted. Latent structural risk is 31/100 while live distress already moving reads 8/100.

The expansion-phase market in 12139 posted values that rose 6.0% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 646 housing units across 12139. Households earn a median $91,250 — above the roughly $78,000 national figure. Population is roughly 243 with a median age of 59. DLRadar's demographic-stress index for the area reads 38/100. A median home runs $260,300 here, or 3.0 times local income. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 84% owner-occupied to 16% rented. About 37% have a four-year degree. Vacancy runs 82.3%, above the national norm and a classic distress-and-opportunity signal. Around 80% of renters are cost-burdened.

Taken together, 12139 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 12139 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 12139 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. 12139 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 14/100 for 12139 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 12139 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

14/100
Composite stress
31/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 12139

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk15
12139 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 12139 distress snapshot

The live 12139 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Hamilton County ZIPs near 12139

Nearest ZIP codes to 12139

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 12139

Other reports tied to Hamilton County, New York — ZIP, county and statewide.

See every distressed parcel in 12139

The full 12139 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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