ZIP 13338 Property Distress & Foreclosure Data

DLRadar grades ZIP 13338 (Herkimer County, New York) at a low 21/100 for overall property distress. Structural risk reads 47/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (68/100), climate & FEMA risk (67/100)). Property-level stress concentrates in construction/permit lag (55/100), structural risk (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100).

The expansion-phase market in 13338 posted values that rose 7.1% over the year, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 59.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 89% of homes, renters 11%. There are about 1,459 housing units across 13338. 9.9% of residents fall below the poverty threshold. Home values center near $176,300, an affordability ratio of 2.7× — accessible. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 1,293 with a median age of 53. Educational attainment sits at 26% bachelor's-or-above. Median household income is $58,393, below the U.S. median near $78,000. Rent burden reaches 31% of tenant households.

On the whole, 13338 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.