ZIP 13350 Property Distress & Foreclosure Data

In Herkimer County, New York, ZIP 13350 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (67/100), climate & FEMA risk (61/100)). Its standout signals are construction/permit lag (78/100), structural risk (51/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (10/100). Structural exposure scores 51 and live distress 3 on the 0–100 scale.

The expansion-phase market in 13350 posted values that rose 7.1% over the year, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $136,800, an affordability ratio of 2.2× — accessible. Educational attainment sits at 20% bachelor's-or-above. Vacancy runs 10.4%. There are about 4,671 housing units across 13350. Owners hold 61% of homes, renters 39%. 16.1% of residents fall below the poverty threshold. Population is roughly 9,641 with a median age of 47. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $62,548, below the U.S. median near $78,000. Rent burden reaches 33% of tenant households.

On balance 13350 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.