ZIP 13454 Property Distress & Foreclosure Data
In Herkimer County, New York, ZIP 13454 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (51/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low. On the structural side it scores 51/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100), climate & FEMA risk (61/100).
The market reads expansion — home values rose 7.1% year on year (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 754 people live here, median age 44. The vacancy rate is 19.9% — elevated. Around 84% of renters are cost-burdened. The ZIP holds roughly 386 housing units. The poverty rate is 11.2%. Around 13% of adults hold a bachelor's degree or higher. At $100,156, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 38/100. 92% of housing is owner-occupied.
Net-net, 13454 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 13454
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Herkimer County
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Deterministic. Every signal traces to a public dataset · methodology