ZIP 13475 Foreclosure, Tax-Lien & Distress Report
Herkimer County, New York · Distress market
Herkimer County, New York's ZIP 13475 registers 19/100 composite distress, which DLRadar reads as low. Latent structural risk is 43/100 while live distress already moving reads 0/100. Environmental exposure also runs high (flood (NFIP) exposure (63/100), climate & FEMA risk (61/100)). The pressure is most legible in construction/permit lag (50/100), structural risk (43/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) register low.
The market reads expansion — home values rose 9.6% year on year (phase confidence 85/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Around 24% of adults hold a bachelor's degree or higher. The vacancy rate is 0.0%. Owners hold 63% of homes, renters 37%. The ZIP holds roughly 28 housing units. Population is roughly 49 with a median age of 66. Rent burden reaches 20% of tenant households. DLRadar's demographic-stress index for the area reads 20/100. The poverty rate is 0.0% — low. At $77,917, median income runs near typical U.S. levels.
Net-net, 13475 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 13475 at the moment; the composite and its components are still built from verifiable records.
The 13475 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 13475 stays directly comparable to neighboring ZIPs and the rest of Herkimer County, New York. 13475 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 13475's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 13475 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 13475
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 13475 Stress Report snapshot
A live read on 13475: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Herkimer County
Nearest ZIP codes to 13475
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Herkimer County, New York
Related ZIP, county and statewide reads linked to Herkimer County, New York.
Unlock the full ZIP 13475 acquisition report
Open 13475 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology