ZIP 13475 Property Distress & Foreclosure Data

Herkimer County, New York's ZIP 13475 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 51 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100), climate & FEMA risk (61/100). The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (51/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low.

The market reads expansion — home values rose 7.1% year on year, at 47/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 24% of adults hold a bachelor's degree or higher. Vacancy runs 0.0%. 63% of housing is owner-occupied. There are about 28 housing units across 13475. About 49 people live here, median age 66. Rent burden reaches 20% of tenant households. The demographic-stress sub-score lands at 20/100. The poverty rate is 0.0% — low. At $77,917, median income runs near typical U.S. levels.

Net-net, 13475 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.