ZIP 13333 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 13333 in Otsego County, New York comes in at 18, a low composite-distress reading. Its standout signals are construction/permit lag (61/100), structural risk (38/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). On the structural side it scores 38/100, with 2/100 of stress already active.

The peak-phase market in 13333 posted values that rose 4.9% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $76,250, near the U.S. median near $78,000. Rent burden reaches 0% of tenant households. 5.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. About 29% have a four-year degree. Owners hold 82% of homes, renters 18%. 40 residents call 13333 home, typically aged 68. There are about 38 housing units across 13333. The vacancy rate is 48.5% — elevated. A median home runs $160,400 here, or 2.3 times local income.

On the whole, 13333 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 13333 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 13333 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Otsego County, New York and the nation. Sparse data for 13333 shows as blanks, never estimates, and the score updates on every fresh public filing.

13333's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 13333 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.