ZIP 13348 Foreclosure, Tax-Lien & Distress Report
Otsego County, New York · High Vacancy market
Scored on a fixed 0-100 scale, 13348 (Otsego County, New York) returns a low composite of 17/100. Its standout signals are construction/permit lag (59/100), structural risk (38/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). On the structural side it scores 38/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (75/100)).
The peak-phase market in 13348 posted values that rose 4.9% over the year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 13348 scores 29/100. Households earn a median $77,903 — near the roughly $78,000 national figure. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.4% — low. Educational attainment sits at 35% bachelor's-or-above. Around 65% of renters are cost-burdened. Home values center near $170,400, an affordability ratio of 2.4× — accessible. Population is roughly 1,529 with a median age of 44. The ZIP holds roughly 701 housing units.
Net-net, 13348 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13348 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 13348's 17/100 can be lined up against any neighbor in Otsego County, New York or any ZIP coast to coast. Where the record is thin for 13348, the field stays empty rather than modeled, and fills in as new documents post.
13348's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13348 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 13348
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 13348 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 13348, the same set carried on every parcel.
Other Otsego County ZIP codes
Nearest ZIP codes to 13348
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Otsego County, New York
Related ZIP, county and statewide reads linked to Otsego County, New York.
The complete 13348 distress and acquisition report
Pull every distressed parcel in 13348 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology