ZIP 13472 Foreclosure, Tax-Lien & Distress Report
Herkimer County, New York · High Vacancy market
DLRadar grades ZIP 13472 (Herkimer County, New York) at a low 20/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (46/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100), climate & FEMA risk (61/100). The latent-versus-live split is 46/100 structural and 0/100 already moving.
The market reads expansion — home values rose 9.6% year on year, at 85/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $436,100. The poverty rate is 0.0% — low. Educational attainment sits at 57% bachelor's-or-above. The demographic-stress sub-score lands at 21/100. The ZIP holds roughly 289 housing units. The vacancy rate is 66.5% — elevated. The tenure split is 100% owner-occupied to 0% rented. 277 residents call 13472 home, typically aged 70.
Taken together, 13472 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 13472 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 13472 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 13472 stays directly comparable to neighboring ZIPs and the rest of Herkimer County, New York. Nothing here is interpolated — where a source is thin for 13472, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
13472's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13472 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 13472 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
13472 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 13472, the same set carried on every parcel.
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