ZIP 13494 Property Distress & Foreclosure Data

ZIP code 13494 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)). On the structural side it scores 49/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The expansion-phase market in 13494 posted values that rose 7.1% over the year (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

2.9% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. Median household income is $100,208, above the U.S. median near $78,000. The ZIP holds roughly 540 housing units. Educational attainment sits at 40% bachelor's-or-above. Population is roughly 312 with a median age of 40. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $359,100, an affordability ratio of 2.1× — accessible. The vacancy rate is 77.3% — elevated. Owners hold 98% of homes, renters 2%.

On the whole, 13494 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.