ZIP 13494 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · High Vacancy market
DLRadar grades ZIP 13494 (Oneida County, New York) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 52/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.
The market reads expansion — home values rose 9.6% year on year (phase confidence 85/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. At $100,208, median income runs above typical U.S. levels. The ZIP holds roughly 540 housing units. Around 40% of adults hold a bachelor's degree or higher. 312 residents call 13494 home, typically aged 40. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $359,100, an affordability ratio of 2.1× — accessible. Vacancy runs 77.3%, above the national norm and a classic distress-and-opportunity signal. 98% of housing is owner-occupied.
Net-net, 13494 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 13494's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 13494 shows blanks, not estimates, wherever the record is sparse.
The 23/100 for 13494 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 13494 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 13494
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
13494 at a glance
13494 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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The complete 13494 distress and acquisition report
See who owns each distressed property in 13494, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology