ZIP 13123 Foreclosure, Tax-Lien & Distress Report

In Oneida County, New York, ZIP 13123 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 52 and live distress 0 on the 0–100 scale. The pressure is most legible in structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100).

The market reads expansion — home values rose 9.6% year on year (phase confidence 85/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

0.0% of residents fall below the poverty threshold. 100% of housing is owner-occupied. The vacancy rate is 0.0%. Population is roughly 35. The demographic-stress sub-score lands at 20/100. Around 0% of adults hold a bachelor's degree or higher. There are about 65 housing units across 13123.

On balance, 13123 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 13123 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 13123's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 13123, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 13123's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 13123 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.