ZIP 13157 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 13157 in Oneida County, New York comes in at 23, a low composite-distress reading. Its heaviest discrete signals: structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). On the structural side it scores 52/100, with 2/100 of stress already active.
Prices here sit in a expansion phase: values rose 9.6% over the trailing year, at 85/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $53,125, below the U.S. median near $78,000. 547 residents call 13157 home, typically aged 56. The demographic-stress sub-score lands at 30/100. Around 43% of renters are cost-burdened. Roughly 8.6% live below the poverty line. About 25% have a four-year degree. Home values center near $162,900, an affordability ratio of 2.1× — accessible. The vacancy rate is 51.1% — elevated. The tenure split is 71% owner-occupied to 29% rented. There are about 615 housing units across 13157.
On the whole, 13157 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 13157 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 13157's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13157 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 for 13157 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 13157 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 13157
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 13157 Stress Report snapshot
A live read on 13157: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Oneida County
More distress data near 13157
Further distress data across Oneida County, New York at ZIP, county and state level.
Unlock parcel-level detail for ZIP 13157
See who owns each distressed property in 13157, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology