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ZIP 13313 Foreclosure, Tax-Lien & Distress Report

Oneida County, New York · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 13313 in Oneida County, New York comes in at 23, a low composite-distress reading. Leading the profile are structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. Latent structural risk is 52/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100).

The market reads expansion — home values rose 9.6% year on year (phase confidence 85/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $36,328 — below the roughly $78,000 national figure. The vacancy rate is 12.3% — elevated. Home values center near $82,900, an affordability ratio of 2.2× — accessible. About 3% have a four-year degree. There are about 301 housing units across 13313. 68% of housing is owner-occupied. Rent burden reaches 4% of tenant households. The demographic-stress sub-score lands at 27/100. Roughly 27.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 562 residents call 13313 home, typically aged 37.

Net-net, 13313 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13313 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 13313's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 13313 shows as blanks, never estimates, and the score updates on every fresh public filing.

13313's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 13313 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

ZIP 13313 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk86
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 13313 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 13313, the same set carried on every parcel.

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