ZIP 13313 Property Distress & Foreclosure Data

ZIP code 13313 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. The latent-versus-live split is 49/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (72/100).

The market reads expansion — home values rose 7.1% year on year (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $36,328, median income runs below typical U.S. levels. The vacancy rate is 12.3% — elevated. The typical home is worth about $82,900 (2.2× income, relatively affordable). Around 3% of adults hold a bachelor's degree or higher. The ZIP holds roughly 301 housing units. 68% of housing is owner-occupied. Around 4% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. The poverty rate is 27.0% — high, a tax-stress and distress correlate. About 562 people live here, median age 37.

Net-net, 13313 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.