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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 13364 Foreclosure, Tax-Lien & Distress Report

Madison County, New York · High Poverty market

Composite property distress in 13364 (Madison County, New York) lands at 21/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (60/100), structural risk (50/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (62/100)). Structurally it carries 50/100, against 3/100 of stress already in motion.

The expansion-phase market in 13364 posted values that rose 5.8% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 359 people live here, median age 54. 100% of housing is owner-occupied. The typical home is worth about $121,300 (1.6× income, relatively affordable). About 4% have a four-year degree. Roughly 20.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 10.9%. The ZIP holds roughly 128 housing units. At $77,739, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 24/100.

On the whole, 13364 leans distressed, with opportunity clustered in specific stressed parcels. 13364 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 13364 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13364 can be compared directly against any other ZIP in Madison County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 13364 shows blanks, not estimates, wherever the record is sparse.

The 21/100 for 13364 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 13364 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

21/100
Composite stress
50/100
Structural risk
3/100
Distress activity

ZIP 13364 distress signals, scored

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk62
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

13364 at a glance

13364 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Madison County ZIP reports

Related reports across Madison County, New York

Keep going: ZIP, county and state distress coverage for Madison County, New York.

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Built from public records, scored the same way everywhere · methodology

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