ZIP 13418 Property Distress & Foreclosure Data

In Madison County, New York, ZIP 13418 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (62/100), structural risk (51/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low. On the structural side it scores 51/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (62/100).

The market reads expansion — home values rose 8.0% year on year (phase confidence 52/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 3.8% — low. 51% of housing is owner-occupied. Around 27% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 20/100. The typical home is worth about $131,300 (1.1× income, relatively affordable). The ZIP holds roughly 68 housing units. The vacancy rate is 27.2% — elevated. At $113,125, median income runs above typical U.S. levels. About 186 people live here, median age 51.

Net-net, 13418 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.