ZIP 13104 Foreclosure, Tax-Lien & Distress Report
Onondaga County, New York · Distress market
Onondaga County, New York's ZIP 13104 registers 20/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Structural risk reads 43/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (82/100).
The market reads expansion — home values rose 5.8% year on year, and 31% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 1.6%. The poverty rate is 5.7% — low. Around 62% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,658 housing units. DLRadar's demographic-stress index for the area reads 20/100. Rent burden reaches 36% of tenant households. 16,504 residents call 13104 home, typically aged 45. At $123,770, median income runs above typical U.S. levels. Home values center near $337,100, an affordability ratio of 2.4× — accessible.
Overall 13104 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 13104 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 13104's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 13104 reflects the current record instead of a stale or modeled snapshot.
The 20/100 for 13104 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 13104 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 13104’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 13104 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Onondaga County ZIPs near 13104
Nearest ZIP codes to 13104
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 13104
Additional distress intelligence spanning Onondaga County, New York by ZIP, county and state.
Get the full acquisition report for 13104
Open 13104 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology