ZIP 13104 Property Distress & Foreclosure Data

Composite property distress in 13104 (Onondaga County, New York) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). The latent-versus-live split is 43/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (82/100)).

The expansion-phase market in 13104 posted values that rose 8.0% over the year, and 31% higher over three years (phase confidence 52/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 81% of homes, renters 19%. The vacancy rate is 1.6%. 5.7% of residents fall below the poverty threshold. Educational attainment sits at 62% bachelor's-or-above. The ZIP holds roughly 6,658 housing units. DLRadar's demographic-stress index for the area reads 20/100. Around 36% of renters are cost-burdened. Population is roughly 16,504 with a median age of 45. Median household income is $123,770, above the U.S. median near $78,000. Home values center near $337,100, an affordability ratio of 2.4× — accessible.

Broadly, 13104 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.