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Onondaga County, NY: Foreclosures, Tax Liens & Distressed Properties

Onondaga County, NY, New York: 58 ZIP codes scored, Onondaga County, NY averaging 20/100 (low, Onondaga, NY), from 16 to 25. Onondaga County, NY is in its expansion phase (Onondaga, NY confidence 43/100): Onondaga, NY home prices up 5.8% (Onondaga, NY) over twelve months. Onondaga County, NY lender headwind: 57/100.

Highest-scoring Onondaga County, NY ZIPs: 13069 (25/100), 13020 (20/100), 13021 (20/100), 13027 (20/100), 13029 (20/100), 13031 (20/100). Also scored in Onondaga County, NY: 13039, 13041, 13051, 13057, 13060, 13063, 13066, 13078, 13084, 13088.

Across Onondaga County, NY's scored ZIPs: median home value $202,998, household income $77,047, 10.1% vacancy, 11.7% poverty, 74% owner-occupied, median age 42.3.

Onondaga County, NY insurance distress 28/100 (#1,675 in the US); FEMA hazard 0/100 for Onondaga, NY; 18 Onondaga, NY NFIP flood claims, $353K paid.

15 banks with 110 branches lend in Onondaga County, NY; Onondaga, NY weighted bank stress 64/100, highest 90/100 in Onondaga, NY.

Onondaga County, NY unemployment 4.1% (Onondaga, NY -0.3 pts, six months); 2,365 new housing units permitted in Onondaga County, NY over twelve months, Onondaga, NY up 321% from 562; Onondaga, NY home prices +11.8% a year (Onondaga, NY) over three years.

212,002 housing units in Onondaga County, NY; 66,950 Onondaga, NY renter households; 47% of Onondaga, NY renters spend 30%+ of income on rent, 26% (Onondaga, NY) half or more.

Onondaga County, NY ranks #2,889 nationally on the opportunity index (Onondaga, NY, among all ranked counties); Onondaga, NY scores 23.9/100 and Onondaga, NY sits #58 inside New York. Onondaga, NY is in the weak opportunity phase; Onondaga, NY's primary driver is bank institutional, Onondaga, NY second driver vacancy; Onondaga, NY moved up 185 places. 19 short-sale listings across Onondaga, NY; 109 days on market observed in Onondaga, NY; 9.0% vacancy over 58 Onondaga, NY ZIPs.

1.2% of Onondaga County, NY mortgages were ninety-plus days late in December 2025; Onondaga, NY's thirty-to-eighty-nine-day share was 2.7% (CFPB county sample). Onondaga, NY's ninety-day rate is up 0.2 points on twelve months earlier; the Onondaga, NY peak since 2008 was 2.9% in July 2012; New York overall reads 1.0%.

Onondaga County, NY has 11 watched banks; 11 Onondaga, NY banks sit in an elevated band. Onondaga, NY footprints: Manufacturers&Traders Tr Co (26 branches, stress 52) in Onondaga, NY; Solvay Bank (10 branches, stress 83) in Onondaga, NY; Nbt Bank National Assn (10 branches, stress 61) in Onondaga, NY.

HUD lists 42 assisted multifamily properties in Onondaga County, NY with 3,894 units; 1,488 Onondaga, NY units are assisted, 17 Onondaga, NY properties under project-based Section 8.

14,242 of the 212,002 housing units in Onondaga, NY sit vacant. Onondaga County, NY permitted 1,995 multifamily units in twelve months; Onondaga, NY's one-to-four unit structures added 370 units in Onondaga County, NY.

Expansion
Market phase
5.8%
Onondaga, NY HPI YoY
0%
Drawdown
43
Onondaga confidence

Where distress concentrates in Onondaga County

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