ZIP 13020 Foreclosure, Tax-Lien & Distress Report

ZIP code 13020 in Onondaga County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 43/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100).

The expansion-phase market in 13020 posted values that rose 5.8% over the year, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

117 residents call 13020 home, typically aged 34. A median home runs $276,000 here, or 3.0 times local income. On demographic stress specifically, 13020 scores 21/100. Educational attainment sits at 10% bachelor's-or-above. There are about 35 housing units across 13020. The vacancy rate is 0.0%. At $90,074, median income runs above typical U.S. levels. Rent burden reaches 0% of tenant households. The tenure split is 88% owner-occupied to 12% rented. The poverty rate is 3.4% — low.

Overall 13020 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 13020 at the moment; the composite and its components are still built from verifiable public records.

The 13020 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 13020 stays directly comparable to neighboring ZIPs and the rest of Onondaga County, New York. Nothing here is interpolated — where a source is thin for 13020, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 13020's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 13020 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.