ZIP 13057 Foreclosure, Tax-Lien & Distress Report

Onondaga County, New York's ZIP 13057 registers 20/100 composite distress, which DLRadar reads as low. Latent structural risk is 43/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). The most distinctive pressure shows up in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.8% year on year, and 33% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 14,476 with a median age of 45. 7.9% of residents fall below the poverty threshold. The typical home is worth about $169,800 (2.0× income, relatively affordable). Educational attainment sits at 31% bachelor's-or-above. 74% of housing is owner-occupied. Around 22% of renters are cost-burdened. Vacancy runs 3.6%. There are about 6,606 housing units across 13057. On demographic stress specifically, 13057 scores 21/100. At $77,908, median income runs near typical U.S. levels.

On balance 13057 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 13057 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 13057 stays directly comparable to neighboring ZIPs and the rest of Onondaga County, New York. Where the public record is thin for 13057, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 13057 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 13057 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.