ZIP 13078 Foreclosure, Tax-Lien & Distress Report
Onondaga County, New York · Distress market
ZIP code 13078 in Onondaga County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). The latent-versus-live split is 43/100 structural and 2/100 already moving. The pressure is most legible in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).
The market reads expansion — home values rose 5.8% year on year, and 25% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Households earn a median $114,657 — above the roughly $78,000 national figure. Around 50% of adults hold a bachelor's degree or higher. Around 29% of renters are cost-burdened. 10,564 residents call 13078 home, typically aged 45. 3.9% of residents fall below the poverty threshold. Vacancy runs 2.5%. There are about 3,832 housing units across 13078. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. Home values center near $313,000, an affordability ratio of 2.4× — accessible.
On balance, 13078 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 13078 at the moment; the composite and its components are still built from verifiable public records.
The 13078 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 13078 stays directly comparable to neighboring ZIPs and the rest of Onondaga County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 13078 shows blanks, not estimates, wherever the record is sparse.
Behind 13078's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 13078 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13078
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
13078 at a glance
The live 13078 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Onondaga County ZIPs near 13078
Related reports across Onondaga County, New York
Further distress data across Onondaga County, New York at ZIP, county and state level.
See every distressed parcel in 13078
Open 13078 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology