ZIP 13205 Property Distress & Foreclosure Data

ZIP code 13205 in Onondaga County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). On the structural side it scores 43/100, with 2/100 of stress already active.

The market reads expansion — home values rose 8.0% year on year, and 45% higher over three years (phase confidence 52/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $39,171, median income runs below typical U.S. levels. 47% of housing is owner-occupied. About 18,562 people live here, median age 39. Around 54% of renters are cost-burdened. The poverty rate is 26.9% — high, a tax-stress and distress correlate. The vacancy rate is 17.3% — elevated. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 36/100. The typical home is worth about $99,000 (2.5× income, relatively affordable). The ZIP holds roughly 8,733 housing units.

Net-net, 13205 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.