ZIP 13205 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13205 (Onondaga County, New York) returns a low composite of 20/100. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). On the structural side it scores 43/100, with 2/100 of stress already active.

The expansion-phase market in 13205 posted values that rose 5.8% over the year, and 45% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $39,171, below the U.S. median near $78,000. 47% of housing is owner-occupied. About 18,562 people live here, median age 39. Around 54% of renters are cost-burdened. 26.9% of residents fall below the poverty threshold. The vacancy rate is 17.3% — elevated. About 21% have a four-year degree. The demographic-stress sub-score lands at 36/100. The typical home is worth about $99,000 (2.5× income, relatively affordable). There are about 8,733 housing units across 13205.

Taken together, 13205 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 13205 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 13205 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13205 can be compared directly against any other ZIP in Onondaga County, New York or nationwide. Nothing here is interpolated — where a source is thin for 13205, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13205's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 13205 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.