ZIP 13203 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13203 (Onondaga County, New York) at a low 20/100 for overall property distress. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). Latent structural risk is 43/100 while live distress already moving reads 2/100.

The expansion-phase market in 13203 posted values that rose 5.8% over the year, and 48% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 8,926 housing units. The vacancy rate is 12.3% — elevated. The typical home is worth about $156,900 (3.2× income, relatively affordable). Around 46% of renters are cost-burdened. The poverty rate is 29.3% — high, a tax-stress and distress correlate. Around 28% of adults hold a bachelor's degree or higher. On demographic stress specifically, 13203 scores 37/100. Population is roughly 17,387 with a median age of 38. At $46,526, median income runs below typical U.S. levels. 35% of housing is owner-occupied.

Taken together, 13203 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 13203 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 13203 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13203 can be compared directly against any other ZIP in Onondaga County, New York or nationwide. Where the public record is thin for 13203, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 13203 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13203 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.