ZIP 13204 Foreclosure, Tax-Lien & Distress Report
Onondaga County, New York · High Vacancy market
In Onondaga County, New York, ZIP 13204 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). What sets it apart are the readings on structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).
Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 23% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $113,000 (2.3× income, relatively affordable). The poverty rate is 36.1% — high, a tax-stress and distress correlate. There are about 10,265 housing units across 13204. The vacancy rate is 15.3% — elevated. Population is roughly 19,511 with a median age of 32. Around 26% of adults hold a bachelor's degree or higher. Median household income is $42,585, below the U.S. median near $78,000. Around 46% of renters are cost-burdened. 28% of housing is owner-occupied. On demographic stress specifically, 13204 scores 37/100.
Net-net, 13204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13204 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 13204 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 13204 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 20/100 figure for 13204 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 13204 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 13204
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 13204 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 13204, drawn from the same report attached to each property.
Adjacent Onondaga County ZIP reports
Related reports across Onondaga County, New York
Other reports tied to Onondaga County, New York — ZIP, county and statewide.
See every distressed parcel in 13204
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No modelling: every input is a public record · methodology