ZIP 13031 Property Distress & Foreclosure Data

DLRadar grades ZIP 13031 (Onondaga County, New York) at a low 20/100 for overall property distress. Structural exposure scores 43 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). Property-level stress concentrates in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 8.0% year on year, and 37% higher over three years, at 52/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 16,076 people live here, median age 47. Vacancy runs 4.1%. 76% of housing is owner-occupied. Around 45% of adults hold a bachelor's degree or higher. The typical home is worth about $218,300 (2.2× income, relatively affordable). There are about 7,458 housing units across 13031. The poverty rate is 5.7% — low. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 23/100. At $92,687, median income runs above typical U.S. levels.

Overall 13031 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.