ZIP 13108 Property Distress & Foreclosure Data

DLRadar grades ZIP 13108 (Onondaga County, New York) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 43/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (82/100).

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, and 38% higher over three years (phase confidence 52/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 2.6%. The ZIP holds roughly 2,832 housing units. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. Around 34% of renters are cost-burdened. Households earn a median $90,377 — above the roughly $78,000 national figure. On demographic stress specifically, 13108 scores 22/100. About 47% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. A median home runs $243,200 here, or 2.6 times local income. 6,144 residents call 13108 home, typically aged 51.

On balance, 13108 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.