ZIP 13108 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 13108 (Onondaga County, New York) returns a low composite of 20/100. Its heaviest discrete signals: structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (82/100)).

The market reads expansion — home values rose 5.8% year on year, and 38% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 2.6%. There are about 2,832 housing units across 13108. The poverty rate is 5.4% — low. Around 34% of renters are cost-burdened. At $90,377, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 22/100. Educational attainment sits at 47% bachelor's-or-above. 79% of housing is owner-occupied. Home values center near $243,200, an affordability ratio of 2.6× — accessible. Population is roughly 6,144 with a median age of 51.

Overall 13108 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 13108 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 13108 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Onondaga County, New York and the nation. Where the record is thin for 13108, the field stays empty rather than modeled, and fills in as new documents post.

13108's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 13108 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.