ZIP 13120 Property Distress & Foreclosure Data

In Onondaga County, New York, ZIP 13120 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). On the structural side it scores 43/100, with 2/100 of stress already active. Its standout signals are structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 8.0% over the trailing year (phase confidence 52/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 69% of renters are cost-burdened. On demographic stress specifically, 13120 scores 29/100. Households earn a median $54,167 — below the roughly $78,000 national figure. About 15% have a four-year degree. Roughly 11.2% live below the poverty line. The vacancy rate is 3.5%. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 725 housing units. A median home runs $112,700 here, or 2.0 times local income. 1,881 residents call 13120 home, typically aged 54.

Overall, 13120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 13120

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Onondaga County

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