ZIP 13120 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 13120 (Onondaga County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). Structural risk reads 43/100 against active distress of 2/100. Its heaviest discrete signals: structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.8% over the trailing year (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 69% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. At $54,167, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. 11.2% of residents fall below the poverty threshold. Vacancy runs 3.5%. The tenure split is 91% owner-occupied to 9% rented. There are about 725 housing units across 13120. A median home runs $112,700 here, or 2.0 times local income. Population is roughly 1,881 with a median age of 54.

Overall, 13120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 13120 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 13120's 20/100 can be lined up against any neighbor in Onondaga County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 13120 reflects the current record instead of a stale or modeled snapshot.

Behind 13120's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 13120 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.