ZIP 13164 Foreclosure, Tax-Lien & Distress Report
Onondaga County, New York · Distress market
DLRadar grades ZIP 13164 (Onondaga County, New York) at a low 20/100 for overall property distress. The pressure is most legible in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). Structural risk reads 43/100 against active distress of 2/100.
The expansion-phase market in 13164 posted values that rose 5.8% over the year, and 57% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 6.3%. The poverty rate is 7.5%. There are about 1,039 housing units across 13164. Around 0% of renters are cost-burdened. About 44% have a four-year degree. Owners hold 91% of homes, renters 9%. Households earn a median $81,212 — near the roughly $78,000 national figure. On demographic stress specifically, 13164 scores 18/100. Population is roughly 2,695 with a median age of 37. A median home runs $256,200 here, or 2.6 times local income.
On balance, 13164 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 13164 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 13164 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 13164 reflects the current record instead of a stale or modeled snapshot.
Each component behind 13164 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 13164 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 13164
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 13164 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13164, the same set carried on every parcel.
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