ZIP 13088 Foreclosure, Tax-Lien & Distress Report
Onondaga County, New York · Affordable market
ZIP code 13088 in Onondaga County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (82/100). Its heaviest discrete signals: structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.
The market reads expansion — home values rose 5.8% year on year, and 29% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 21,875 with a median age of 44. The ZIP holds roughly 11,485 housing units. Home values center near $174,400, an affordability ratio of 2.3× — accessible. Vacancy runs 3.9%. The tenure split is 58% owner-occupied to 42% rented. Rent burden reaches 25% of tenant households. The poverty rate is 8.8%. About 35% have a four-year degree. The demographic-stress sub-score lands at 23/100. Households earn a median $73,814 — near the roughly $78,000 national figure.
On balance 13088 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 13088 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 13088 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 13088 shows blanks, not estimates, wherever the record is sparse.
13088's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 13088 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 13088
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
13088 at a glance
The live 13088 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Deterministic scoring, sourced entirely from public data · methodology