Onondaga County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Onondaga County, NY distress report, 2026: 58 ZIPs scored in Onondaga, NY, Onondaga, NY average 20/100; the top Onondaga, NY ZIP is 13069 at 25/100; Onondaga, NY market phase expansion, Onondaga, NY prices +5.8% year over year.
- Onondaga, NY ranks #2,896 nationally (opportunity index); Onondaga, NY #58 in New York; Onondaga, NY index 23.9.
- Onondaga, NY ninety-day mortgage delinquency 1.2% in December 2025; Onondaga, NY twelve-month change +0.2%.
- Onondaga, NY ZIP phases: 55 expansion, 3 peak.
- Onondaga, NY residential listings tracked: 72 across 45 ZIPs; Onondaga, NY candidate listings 32.
- Onondaga, NY HUD assisted properties: 42 with 3,894 units.
- Onondaga, NY lenders on watch: 8; largest Onondaga, NY footprint Manufacturers&Traders Tr Co (26 branches).
- Onondaga, NY most distressed ZIP: 13069 at 25/100.
Onondaga, NY figures: DLRadar distress index; Onondaga, NY inputs: CFPB, FHFA, HUD, FDIC; Onondaga, NY rebuilt as sources refresh.
| Rank | Onondaga, NY ZIP | Score |
|---|---|---|
| 1 | 13069 | 25/100 |
| 2 | 13020 | 20/100 |
| 3 | 13021 | 20/100 |
| 4 | 13027 | 20/100 |
| 5 | 13029 | 20/100 |
| 6 | 13031 | 20/100 |
| 7 | 13039 | 20/100 |
| 8 | 13041 | 20/100 |
| 9 | 13051 | 20/100 |
| 10 | 13057 | 20/100 |
| 11 | 13060 | 20/100 |
| 12 | 13063 | 20/100 |
Most distressed Onondaga, NY ZIPs (0-100, 2026)
Mortgage delinquency in Onondaga, NY
1.2% of Onondaga, NY mortgages were ninety-plus days late (Onondaga, NY, December 2025); Onondaga, NY thirty-to-eighty-nine days late: 2.7%; Onondaga, NY twelve-month change +0.2%; Onondaga, NY peak since 2008: 2.9% (July 2012); New York overall 1.0%. Onondaga, NY ninety-day series: Dec 24 1.0, Jan 25 1.1, Feb 25 0.9 (Onondaga, NY), Mar 25 0.9, Apr 25 1.0, May 25 1.1 (Onondaga, NY), Jun 25 1.1, Jul 25 1.1, Aug 25 1.0 (Onondaga, NY), Sep 25 1.0, Oct 25 0.8, Nov 25 0.9 (Onondaga, NY), Dec 25 1.2.
Opportunity index: Onondaga, NY
Onondaga, NY index 23.9, Onondaga, NY phase weak; Onondaga, NY primary driver bank institutional, Onondaga, NY second driver vacancy. Onondaga, NY components: property stress 10.1, foreclosure pressure 6.3, listing discounts 32.9, bank stress 61.2, insurance 0.0; Onondaga, NY pulse 24.5; Onondaga, NY capital opportunity 23.0.
ZIP market phases inside Onondaga, NY
58 Onondaga, NY ZIPs carry a price-cycle phase; Onondaga, NY ZIPs by phase (Onondaga, NY), deepest drawdown first: expansion, +5.8% YoY (Onondaga, NY): 13020, 13027, 13029, 13030, Onondaga, NY 13031, 13035, 13037, 13039, Onondaga, NY 13041, 13051, 13057, 13060, Onondaga, NY 13063, 13066; peak, +4.9% YoY (Onondaga, NY): 13021; expansion, +5.6% YoY (Onondaga, NY): 13052.
Residential listings by Onondaga, NY ZIP
Onondaga, NY ZIPs with the most tracked Onondaga, NY residential listings: 13057 7 listings, 0 candidates, bank pressure 66; 13208 7 listings, 4 candidates, bank pressure 66; 13104 6 listings, 3 candidates, bank pressure 66; 13204 6 listings, 2 candidates, bank pressure 66 (Onondaga, NY); 13207 5 listings, 3 candidates, bank pressure 66; 13203 4 listings, 4 candidates, bank pressure 66; 13205 4 listings, 2 candidates, bank pressure 66; 13215 4 listings, 2 candidates, bank pressure 66. Onondaga, NY totals: 72 listings; Onondaga, NY candidates 32; active ZIPs 22.
HUD assisted housing in Onondaga, NY
42 assisted properties with 3,894 units sit in Onondaga, NY; largest Onondaga, NY properties: Brighton Towers (Syracuse) 599 units; Liberty At Clinton Plaza (Syracuse) 305 units; Eljay Apartments (Syracuse) 277 units in Onondaga, NY; Candlelight Lane Apartments (Liverpool) 226 units; Greenway Apartments (Baldwinsville) 208 units; Kimbrook Manor Apts. (Baldwinsville) 208 units.
Lenders with branches in Onondaga, NY
Onondaga, NY lenders by branch count: Manufacturers&Traders Tr Co (Onondaga, NY): stress 52, 26 branches low in Onondaga, NY; Solvay Bank (Onondaga, NY): stress 83, 10 branches low in Onondaga, NY; Nbt Bank National Assn (Onondaga, NY): stress 61, 10 branches low in Onondaga, NY; Community Bank National Assn (Onondaga, NY): stress 68, 7 branches low in Onondaga, NY; Pathfinder Bank (Onondaga, NY): stress 73, 5 branches low in Onondaga, NY; Seneca Sb Na (Onondaga, NY): stress 90, 4 branches low in Onondaga, NY; Canandaigua Nb&T Co (Onondaga, NY): stress 69, 2 branches low in Onondaga, NY; Tompkins Community Bank (Onondaga, NY): stress 65, 2 branches low in Onondaga, NY.
Vacancy and permits, Onondaga, NY
14,242 of 212,002 Onondaga, NY housing units are vacant; Onondaga, NY permits, twelve months: 1,995 multifamily units in Onondaga, NY, 370 one-to-four unit units.
Work Onondaga, NY at the parcel level
Every Onondaga, NY parcel carries owner and address; every Onondaga, NY parcel carries APN; Onondaga, NY distress scores sit on the Onondaga, NY live board.
Onondaga, NY figures refresh with each source.
Onondaga, NY questions
Most distressed ZIP code in Onondaga County, NY?
ZIP 13069 leads Onondaga, NY at 25/100; next in Onondaga, NY: 13020 at 20/100; the Onondaga, NY average is 20/100.
Where does Onondaga County, NY rank for investment opportunity?
Onondaga, NY is #2,896 among all ranked counties, #58 in New York; the Onondaga, NY driver is bank institutional; Onondaga, NY moved up 180 places.
How many mortgages are delinquent in Onondaga County, NY?
1.2% of Onondaga, NY mortgages were ninety-plus days late in December 2025; the Onondaga, NY peak since 2008 was 2.9%.
Which banks lend in Onondaga County, NY?
8 watched lenders hold Onondaga, NY branches; the largest Onondaga, NY footprints are Manufacturers&Traders Tr Co (26), Solvay Bank (10), Nbt Bank National Assn (10).
More on Onondaga, NY
Onondaga County, NY distress report: public-record figures for Onondaga, NY; not legal advice for Onondaga, NY; not tax or investment advice; verify every Onondaga, NY record before acting.