Onondaga County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Onondaga County, New York? DLRadar grades every Onondaga County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Onondaga County breakdown.
- Onondaga County's most distressed ZIP is 13069 at 26/100.
- 58 ZIP codes tracked in Onondaga County, averaging 19/100 distress.
- Onondaga County reads expansion — home values up 5.8% year over year.
- Vacancy runs 10.1% across Onondaga County's tracked ZIPs, with a 11.7% poverty rate.
- The typical Onondaga County home is worth about $202,998 against a ~$77,047 median income.
- Lending headwind in Onondaga County sits at 57/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 13069 | 26/100 |
| 2 | 13020 | 20/100 |
| 3 | 13027 | 20/100 |
| 4 | 13029 | 20/100 |
| 5 | 13031 | 20/100 |
| 6 | 13039 | 20/100 |
| 7 | 13041 | 20/100 |
| 8 | 13051 | 20/100 |
| 9 | 13057 | 20/100 |
| 10 | 13060 | 20/100 |
| 11 | 13063 | 20/100 |
| 12 | 13066 | 20/100 |
Most distressed ZIP codes in Onondaga County (composite distress 0-100, 2026)
What is driving Onondaga County distress
Onondaga County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 19/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Onondaga County market phase and pricing
Onondaga County currently sits in expansion after a 5.8% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Onondaga County
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Frequently asked questions
What is the hardest-hit ZIP in Onondaga County?
ZIP 13069 leads Onondaga County at 26/100, recomputed monthly from public records.
Where is Onondaga County in the housing cycle?
Phase for Onondaga County: expansion, tracking a 5.8% gain year over year, read off the FHFA index.
Can the Onondaga County figures be verified?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 58 ZIP codes in Onondaga County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Onondaga County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Onondaga County ZIPs DLRadar ranks, scores run from 26/100 in 13069 down to 20/100 in 13066, against a Onondaga County average of 19/100. A spread of 6 points means Onondaga County has to be worked ZIP by ZIP.
What do Onondaga County home values and vacancy say about distressed supply?
The typical Onondaga County home carries about $202,998 of value against a median household income near $77,047. Vacancy across Onondaga County's tracked ZIPs runs 10.1% and the poverty rate is 11.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Onondaga County's foreclosure and tax-lien filings and its 57/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.