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ZIP 13214 Foreclosure, Tax-Lien & Distress Report

Onondaga County, New York · Distress market

DLRadar grades ZIP 13214 (Onondaga County, New York) at a low 20/100 for overall property distress. Its standout signals are structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Structural risk reads 43/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (82/100)).

The expansion-phase market in 13214 posted values that rose 5.8% over the year, and 50% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 71% of homes, renters 29%. On demographic stress specifically, 13214 scores 24/100. There are about 3,282 housing units across 13214. Around 42% of renters are cost-burdened. Median household income is $93,200, above the U.S. median near $78,000. Around 52% of adults hold a bachelor's degree or higher. The vacancy rate is 10.6%. About 8,713 people live here, median age 38. The poverty rate is 7.6%. A median home runs $236,000 here, or 2.4 times local income.

On balance, 13214 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 13214 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 13214's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 13214, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 figure for 13214 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 13214 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 13214

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk91
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 13214 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 13214, the same set carried on every parcel.

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Unlock the full ZIP 13214 acquisition report

The full 13214 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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