ZIP 13214 Property Distress & Foreclosure Data

ZIP code 13214 in Onondaga County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. The latent-versus-live split is 43/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100).

The market reads expansion — home values rose 8.0% year on year, and 50% higher over three years (phase confidence 52/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

71% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 3,282 housing units. Around 42% of renters are cost-burdened. At $93,200, median income runs above typical U.S. levels. Around 52% of adults hold a bachelor's degree or higher. The vacancy rate is 10.6%. About 8,713 people live here, median age 38. The poverty rate is 7.6%. The typical home is worth about $236,000 (2.4× income, relatively affordable).

Overall 13214 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.