ZIP 13035 Foreclosure, Tax-Lien & Distress Report

In Madison County, New York, ZIP 13035 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (63/100). Its heaviest discrete signals: structural risk (41/100), construction/permit lag (23/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. The split runs 41/100 structural to 3/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 40% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

8,191 residents call 13035 home, typically aged 45. 85% of housing is owner-occupied. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 3,507 housing units. Vacancy runs 9.3%. The demographic-stress sub-score lands at 21/100. The typical home is worth about $296,700 (2.5× income, relatively affordable). Median household income is $110,972, above the U.S. median near $78,000. Around 53% of adults hold a bachelor's degree or higher. Rent burden reaches 31% of tenant households.

Broadly, 13035 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 13035 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Madison County, New York and the nation. The score is rebuilt from public data as it updates, so 13035 reflects the current record instead of a stale or modeled snapshot.

13035's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13035 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.