ZIP 13035 Property Distress & Foreclosure Data

In Madison County, New York, ZIP 13035 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (63/100)). Its standout signals are structural risk (44/100), construction/permit lag (34/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Structural exposure scores 44 and live distress 3 on the 0–100 scale.

The expansion-phase market in 13035 posted values that rose 8.0% over the year, and 40% higher over three years, at 52/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 8,191 with a median age of 45. Owners hold 85% of homes, renters 15%. 5.2% of residents fall below the poverty threshold. There are about 3,507 housing units across 13035. Vacancy runs 9.3%. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $296,700, an affordability ratio of 2.5× — accessible. Median household income is $110,972, above the U.S. median near $78,000. Educational attainment sits at 53% bachelor's-or-above. Rent burden reaches 31% of tenant households.

Broadly, 13035 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.