ZIP 13035 Foreclosure, Tax-Lien & Distress Report
Madison County, New York · Distress market
In Madison County, New York, ZIP 13035 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (63/100). Its heaviest discrete signals: structural risk (36/100), institutional ownership (19/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (4/100) stay muted. The split runs 36/100 structural to 3/100 active on the ground.
Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 40% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
8,191 residents call 13035 home, typically aged 45. 85% of housing is owner-occupied. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 3,507 housing units. Vacancy runs 9.3%. The demographic-stress sub-score lands at 21/100. The typical home is worth about $296,700 (2.5× income, relatively affordable). Median household income is $110,972, above the U.S. median near $78,000. Around 53% of adults hold a bachelor's degree or higher. Rent burden reaches 31% of tenant households.
Broadly, 13035 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 13035 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Madison County, New York and the nation. The score is rebuilt from public data as it updates, so 13035 reflects the current record instead of a stale or modeled snapshot.
13035's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13035 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 13035 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 13035 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13035, the same set carried on every parcel.
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More distress data near 13035
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See every distressed parcel in 13035
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Rules-based scoring — each signal ties to a public dataset · methodology