ZIP 13425 Property Distress & Foreclosure Data

Oneida County, New York's ZIP 13425 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (48/100), construction/permit lag (38/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). On the structural side it scores 48/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (73/100)).

The expansion-phase market in 13425 posted values that rose 7.2% over the year (phase confidence 48/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $64,628, below the U.S. median near $78,000. Around 56% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 21% bachelor's-or-above. 10.7% of residents fall below the poverty threshold. The ZIP holds roughly 878 housing units. Population is roughly 1,743 with a median age of 45. Home values center near $160,300, an affordability ratio of 1.8× — accessible. The vacancy rate is 7.7%. Owners hold 76% of homes, renters 24%.

On balance 13425 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.