ZIP 13425 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 13425 (Oneida County, New York) lands at 22/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (51/100), construction/permit lag (48/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Structural exposure scores 51 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (73/100)).

Prices here sit in a expansion phase: values rose 9.1% over the trailing year (phase confidence 75/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $64,628 — below the roughly $78,000 national figure. Around 56% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Around 21% of adults hold a bachelor's degree or higher. Roughly 10.7% live below the poverty line. There are about 878 housing units across 13425. About 1,743 people live here, median age 45. The typical home is worth about $160,300 (1.8× income, relatively affordable). Vacancy runs 7.7%. 76% of housing is owner-occupied.

Net-net, 13425 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 13425 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 13425's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13425 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

13425's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13425 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.