ZIP 13435 Property Distress & Foreclosure Data

ZIP code 13435 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 49 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $46,413 — below the roughly $78,000 national figure. There are about 137 housing units across 13435. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $86,800 here, or 2.3 times local income. Vacancy runs 18.7%, above the national norm and a classic distress-and-opportunity signal. 337 residents call 13435 home, typically aged 45. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 13435 scores 23/100. About 13% have a four-year degree.

Taken together, 13435 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.