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ZIP 13435 Foreclosure, Tax-Lien & Distress Report

Oneida County, New York · High Vacancy market

DLRadar grades ZIP 13435 (Oneida County, New York) at a low 23/100 for overall property distress. The latent-versus-live split is 52/100 structural and 2/100 already moving. Leading the profile are structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (72/100).

The expansion-phase market in 13435 posted values that rose 9.6% over the year (phase confidence 85/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $46,413 — below the roughly $78,000 national figure. There are about 137 housing units across 13435. The poverty rate is 0.0% — low. A median home runs $86,800 here, or 2.3 times local income. The vacancy rate is 18.7% — elevated. 337 residents call 13435 home, typically aged 45. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. About 13% have a four-year degree.

Net-net, 13435 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13435 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 13435 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Oneida County, New York and the nation. 13435 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 13435 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. In workflow terms, 13435 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 13435

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk86
Another 9 scored dimensions sit behind 13435

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 13435 Stress Report snapshot

A live read on 13435: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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The complete 13435 distress and acquisition report

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