ZIP 13332 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 13332 (Madison County, New York) lands at 21/100 — low on DLRadar's distress scoring. On the structural side it scores 49/100, with 4/100 of stress already active. Property-level stress concentrates in structural risk (49/100), construction/permit lag (48/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (12/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (64/100).

The market reads expansion — home values rose 5.9% year on year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 2,695 with a median age of 34. The tenure split is 86% owner-occupied to 14% rented. The vacancy rate is 25.9% — elevated. DLRadar's demographic-stress index for the area reads 26/100. The typical home is worth about $140,300 (1.6× income, relatively affordable). Around 45% of renters are cost-burdened. Roughly 10.9% live below the poverty line. Median household income is $74,511, near the U.S. median near $78,000. There are about 1,118 housing units across 13332. Around 29% of adults hold a bachelor's degree or higher.

Net-net, 13332 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13332 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 13332 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 13332 stays directly comparable to neighboring ZIPs and the rest of Madison County, New York. 13332 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 13332 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 13332 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.