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ZIP 13346 Foreclosure, Tax-Lien & Distress Report

Madison County, New York · High Vacancy market

Composite property distress in 13346 (Madison County, New York) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (50/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Structurally it carries 50/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (62/100).

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 29% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $65,391 — below the roughly $78,000 national figure. The typical home is worth about $214,600 (3.4× income, relatively affordable). DLRadar's demographic-stress index for the area reads 29/100. Rent burden reaches 36% of tenant households. 13.3% of residents fall below the poverty threshold. Vacancy runs 23.2%, above the national norm and a classic distress-and-opportunity signal. About 46% have a four-year degree. Population is roughly 6,275 with a median age of 23. The ZIP holds roughly 2,052 housing units. 71% of housing is owner-occupied.

Net-net, 13346 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 13346 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Madison County, New York and the nation. Nothing here is interpolated — where a source is thin for 13346, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13346's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 13346 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
50/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 13346

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk62
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

13346 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Every distressed parcel in 13346 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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