ZIP 13408 Foreclosure, Tax-Lien & Distress Report
Madison County, New York · High Vacancy market
Composite property distress in 13408 (Madison County, New York) lands at 20/100 — low on DLRadar's distress scoring. On the structural side it scores 46/100, with 3/100 of stress already active. Leading the profile are structural risk (46/100), construction/permit lag (44/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (62/100)).
Prices here sit in a expansion phase: values rose 5.8% over the trailing year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 20.1% — elevated. The ZIP holds roughly 964 housing units. Rent burden reaches 56% of tenant households. Around 20% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. About 3,422 people live here, median age 22. 6.1% of residents fall below the poverty threshold. Home values center near $178,400, an affordability ratio of 2.8× — accessible. Households earn a median $64,762 — below the roughly $78,000 national figure.
Net-net, 13408 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13408 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 13408 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Madison County, New York and the nation. Where the record is thin for 13408, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 13408 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 13408 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13408
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 13408 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 13408, the same set carried on every parcel.
Madison County ZIPs near 13408
Nearest ZIP codes to 13408
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Madison County, New York
Other reports tied to Madison County, New York — ZIP, county and statewide.
Get the full acquisition report for 13408
See who owns each distressed property in 13408, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology