ZIP 13408 Property Distress & Foreclosure Data

ZIP code 13408 in Madison County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 51/100 against active distress of 3/100. What sets it apart are the readings on construction/permit lag (62/100), structural risk (51/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (62/100).

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, at 52/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. There are about 964 housing units across 13408. Rent burden reaches 56% of tenant households. About 20% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 13408 scores 30/100. 3,422 residents call 13408 home, typically aged 22. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. A median home runs $178,400 here, or 2.8 times local income. Households earn a median $64,762 — below the roughly $78,000 national figure.

Taken together, 13408 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.