ZIP 13030 Foreclosure, Tax-Lien & Distress Report
Madison County, New York · High Vacancy market
ZIP 13030's composite property-distress score is 17/100 - DLRadar classes that as low for Madison County, New York. The most distinctive pressure shows up in structural risk (38/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (73/100)). On the structural side it scores 38/100, with 2/100 of stress already active.
Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 29% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
DLRadar's demographic-stress index for the area reads 23/100. There are about 1,811 housing units across 13030. Households earn a median $77,541 — near the roughly $78,000 national figure. Rent burden reaches 15% of tenant households. Around 23% of adults hold a bachelor's degree or higher. 87% of housing is owner-occupied. The typical home is worth about $206,400 (2.5× income, relatively affordable). 3,611 residents call 13030 home, typically aged 42. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 19.9% — elevated.
Net-net, 13030 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 13030 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13030 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 17/100 figure for 13030 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 13030 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 13030
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 13030 Stress Report snapshot
13030 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Madison County ZIP reports
Explore related distress reports
Other reports tied to Madison County, New York — ZIP, county and statewide.
Open the complete 13030 acquisition file
The full 13030 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology