ZIP 13030 Foreclosure, Tax-Lien & Distress Report

ZIP 13030's composite property-distress score is 17/100 - DLRadar classes that as low for Madison County, New York. The most distinctive pressure shows up in structural risk (38/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (73/100)). On the structural side it scores 38/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 29% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 23/100. There are about 1,811 housing units across 13030. Households earn a median $77,541 — near the roughly $78,000 national figure. Rent burden reaches 15% of tenant households. Around 23% of adults hold a bachelor's degree or higher. 87% of housing is owner-occupied. The typical home is worth about $206,400 (2.5× income, relatively affordable). 3,611 residents call 13030 home, typically aged 42. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 19.9% — elevated.

Net-net, 13030 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 13030 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13030 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 17/100 figure for 13030 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 13030 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.