ZIP 13436 Foreclosure, Tax-Lien & Distress Report
Hamilton County, New York · High Vacancy market
DLRadar grades ZIP 13436 (Hamilton County, New York) at a low 15/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The latent-versus-live split is 34/100 structural and 8/100 already moving. Leading the profile are construction/permit lag (54/100), institutional ownership (34/100), structural risk (34/100). On the quiet end sit structural risk (34/100) and mortgage stress (28/100).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
At $74,167, median income runs near typical U.S. levels. There are about 449 housing units across 13436. Around 11% of renters are cost-burdened. 67% of housing is owner-occupied. Vacancy runs 90.1%, above the national norm and a classic distress-and-opportunity signal. About 107 people live here, median age 41. Educational attainment sits at 39% bachelor's-or-above. The demographic-stress sub-score lands at 35/100. 16.5% of residents fall below the poverty threshold. A median home runs $350,000 here, or 3.7 times local income.
Net-net, 13436 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 13436's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 13436 shows blanks, not estimates, wherever the record is sparse.
Each component behind 13436 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 13436 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 13436
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 13436 distress snapshot
Current distress, phase, housing and lender-pressure figures for 13436, drawn from the same report attached to each property.
Nearby ZIPs in Hamilton County
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