ZIP 13436 Property Distress & Foreclosure Data

In Hamilton County, New York, ZIP 13436 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). On the structural side it scores 37/100, with 8/100 of stress already active. Its standout signals are construction/permit lag (65/100), institutional ownership (39/100), structural risk (37/100). By contrast, structural risk (37/100) and mortgage stress (28/100) register low.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $74,167, median income runs near typical U.S. levels. The ZIP holds roughly 449 housing units. Around 11% of renters are cost-burdened. 67% of housing is owner-occupied. The vacancy rate is 90.1% — elevated. About 107 people live here, median age 41. Around 39% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 35/100. The poverty rate is 16.5% — high, a tax-stress and distress correlate. The typical home is worth about $350,000 (3.7× income, relatively affordable).

Net-net, 13436 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.