ZIP 12864 Property Distress & Foreclosure Data

ZIP code 12864 in Hamilton County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (65/100), institutional ownership (39/100), structural risk (37/100). On the quiet end sit institutional ownership (39/100) and structural risk (37/100). On the structural side it scores 37/100, with 0/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (64/100)).

The expansion-phase market in 12864 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 100% of homes, renters 0%. DLRadar's demographic-stress index for the area reads 18/100. Educational attainment sits at 100% bachelor's-or-above. 0.0% of residents fall below the poverty threshold. Population is roughly 9. The ZIP holds roughly 106 housing units. The vacancy rate is 96.1% — elevated.

On the whole, 12864 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
37/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12864

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk15
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hamilton County

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Deterministic. Every signal traces to a public dataset · methodology