ZIP 12853 Foreclosure, Tax-Lien & Distress Report

In Warren County, New York, ZIP 12853 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (32/100), structural risk (28/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). The split runs 28/100 structural to 2/100 active on the ground.

Prices here sit in a expansion phase: values rose 9.1% over the trailing year, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $58,850, median income runs below typical U.S. levels. The vacancy rate is 45.3% — elevated. The poverty rate is 8.3%. Educational attainment sits at 22% bachelor's-or-above. Around 24% of renters are cost-burdened. There are about 1,014 housing units across 12853. The demographic-stress sub-score lands at 30/100. A median home runs $214,600 here, or 3.4 times local income. About 1,384 people live here, median age 52. 83% of housing is owner-occupied.

Net-net, 12853 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 12853 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 12853 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 12853 stays directly comparable to neighboring ZIPs and the rest of Warren County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 12853 shows blanks, not estimates, wherever the record is sparse.

The 13/100 figure for 12853 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 12853 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.