ZIP 12913 Foreclosure, Tax-Lien & Distress Report
Franklin County, New York · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 12913 in Franklin County, New York comes in at 23, a low composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (77/100)). The pressure is most legible in construction/permit lag (52/100), structural risk (51/100), institutional ownership (44/100). mortgage stress (23/100) stay muted. On the structural side it scores 51/100, with 7/100 of stress already active.
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 75% of homes, renters 25%. Median household income is $71,083, near the U.S. median near $78,000. The typical home is worth about $207,900 (2.7× income, relatively affordable). The vacancy rate is 27.3% — elevated. About 1,128 people live here, median age 45. Around 21% of renters are cost-burdened. There are about 606 housing units across 12913. Roughly 16.1% live below the poverty line. On demographic stress specifically, 12913 scores 27/100. Around 30% of adults hold a bachelor's degree or higher.
Taken together, 12913 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 12913 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 12913 stays directly comparable to neighboring ZIPs and the rest of Franklin County, New York. Sparse data for 12913 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 12913 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 12913 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 12913
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 12913 Stress Report snapshot
The live 12913 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Franklin County ZIPs near 12913
Nearest ZIP codes to 12913
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Additional distress intelligence spanning Franklin County, New York by ZIP, county and state.
See every distressed parcel in 12913
See who owns each distressed property in 12913, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology