ZIP 12913 Property Distress & Foreclosure Data

ZIP code 12913 in Franklin County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (77/100). What sets it apart are the readings on construction/permit lag (52/100), structural risk (52/100), institutional ownership (50/100). mortgage stress (23/100) stay muted. Structural risk reads 52/100 against active distress of 7/100.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 75% owner-occupied to 25% rented. Households earn a median $71,083 — near the roughly $78,000 national figure. A median home runs $207,900 here, or 2.7 times local income. Vacancy runs 27.3%, above the national norm and a classic distress-and-opportunity signal. 1,128 residents call 12913 home, typically aged 45. Rent burden reaches 21% of tenant households. There are about 606 housing units across 12913. Roughly 16.1% live below the poverty line. On demographic stress specifically, 12913 scores 27/100. About 30% have a four-year degree.

Taken together, 12913 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.